PENSION BACKED LENDER

JUSTLending is a financial institution committed to financial inclusion and empowering underserved communities in South Africa by offering responsible and accessible financial solutions to those excluded from traditional services.

PENSION-BACKED HOME LOAN (PBHL):

What It Is

•A housing loan secured by your pension fund, not a traditional mortgage.

•Your retirement savings act as collateral, not withdrawn.

Our Products: Tailored Solutions for South Africa

JUSTLending provides purpose-driven financial products designed to meet the unique needs of underserved communities and support inclusive economic growth across South Africa.

a) Pension-Backed Home Loans

•Leverage pension funds for first-time homeownership, improvements, or extensions.

•Supports housing in urban, semi-urban, and rural areas.

•Promotes wealth-building and financial stability.

b) Micro and Personal Loans

•Access to small-scale credit for education, essentials, or small businesses.

•A responsible alternative to informal lending.

•Aims to improve quality of life through financial empowerment.

c) PayDay Facility

•30-day short-term loan for temporary cash flow needs.

•Regulated and transparent, protecting borrowers from predatory lending.

d) ASIF Foundation social investment

•Empowering Marginalized Communities channeling investments to uplift low-income populations .

•Social Impact Through Manufacturing, creating jobs and local development.

•Aligned with SDGs and National Priorities in economic transformation, education, and quality basic services.